Dal 2016 banche ed esercenti potranno attivare il servizio, finalmente
il Bancomat potrà essere impiegato per fare acquisti online.
Concluso con risultati molto positivi il progetto pilota che ha coinvolto i clienti di Banca del Piemonte, Cassa di Risparmio di Asti, Cassa di Risparmio di Ravenna e Banca di Imola che hanno effettuato con successo i primi acquisti sul web utilizzando la loro carta PagoBANCOMAT®.
“Finalmente siamo riusciti a portare su internet il circuito di pagamento più utilizzato dagli italiani. – ha detto il Direttore Generale del Consorzio, Sergio Moggia – Ora ci aspettiamo un’ampia adesione al servizio da parte di banche ed esercenti, per consentire a un numero sempre maggiore di titolari di carte PagoBANCOMAT® di usarle anche online”.
Requisito fondamentale per fare acquisti sul web con il circuito di debito nazionale, infatti, è che le banche, che emettono le carte e convenzionano gli esercenti, abbiano aderito al servizio abilitando così clienti e negozianti a utilizzare ed accettare anche questo strumento per le transazioni online.
Una volta abilitato al servizio dalla propria banca, il titolare potrà usare in modo facile e veloce la carta PagoBANCOMAT® sui siti di e-commerce convenzionati. Sarà sufficiente, infatti, scegliere il PagoBANCOMAT® web tra gli strumenti di pagamento messi a disposizione dal sito. “Cliccando” sul simbolo del circuito si verrà reindirizzati a una pagina contenente l’elenco di tutte le banche aderenti al servizio. A questo punto sarà sufficiente selezionare la propria banca nell’elenco per essere trasferiti direttamente al sito di home banking, dove basterà digitare le proprie credenziali per concludere in pochi secondi il pagamento.
Per il titolare della carta PagoBANCOMAT®, questo significa portare a termine la transazione senza dover inserire nessuna informazione sensibile nel sito di e-commerce: né PIN, né codici di sicurezza, né tantomeno il numero della carta. I dati del titolare, dunque, non possono in alcun modo essere intercettati né utilizzati per scopi fraudolenti.
“Grazie a questo meccanismo, che segue requisiti e procedure di sicurezza stringenti definiti dal Consorzio, – ha sottolineato Moggia – ciascuna banca garantisce con il suo sito la massima sicurezza possibile nel concludere la transazione.
Che dire, sicuramente una novità interessante da tenere monitorata con attenzione, mi auguro che il servizio venga attivato dalla maggior parte dei circuiti bancari e cha abbia una diffusione capillare su tutto il territorio nazionale.
Fonte: Consorzio Bancomat
Buongiorno
Mi saprebbe indicare se questa interessante possibilità sarà implementata anche sulla piattaforma Prestashop?, La ringrazio anticipatamente.
Al momento non si hanno notizie in merito, ma non a livello PrestaShop, ad un livello superiore quello bancario.
Sembra che gli istituti (nonostante questa possibilità sia entrata in vigore dal primo aprile) non sono “ancora pronti” a recepire questa nuova possibilità.
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